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Application Mortgage Checklist

Having a pre-qualification in hand gives you an advantage in your home search. It lets the seller know you have the ability to follow through on your offer. It is also the first step in starting the full application process once you do find the perfect home for your family. Use the checklist below to ensure you have collected all the necessary documents.



NEEDED FROM EACH PERSON ON APPLICATION

  • All pages of filed tax returns(past 2 years)
  • W2s and 1099s (past 2 years)
  • Most recent consecutive paystubs(past 30 days)
  • All pages of all asset statements(past 2 months)
  • Current mortgage andhomeowner’s insurancestatements, if you currently own aproperty(s)
  • Copy of driver’s license (emailedphoto of license is acceptable)

IF YOU ARE SELF-EMPLOYED

    All pages of business tax returns(past 2 years)

IF YOU HAVE RETIREMENT INCOME

  • Copy of this year’s Social Security Award Letter
  • 1099s for Social Security (past 2 years)
    • For pension income:
    • Award letter showing monthly amount
    • 1099s (past 2 years)

IF YOU HAVE CHILD SUPPORT/ALIMONY INCOME

  • Full divorce decree/child support order (must continue for at least 3 years)
  • Proof of support being deposited into bank accounts (past 12 months)